Listing
$690,000
18200 Cy••••• Cove Ln (Sign up for 50 free credits to unlock)Lutz, FL 33549
Property Description
Virtually Staged. New roofs as of October 2026!! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for-boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
Property Facts & Features
- Property Type
- Single Family
- Status
- Active
- Listed
- Sep 1, 2026
- Price per Sq Ft
- $299/sqft
- ZIP Code
- 33549
- Full Baths
- 3
- Stories
- 2
- Garage
- 2 spaces
- Parking
- 2
- Heating
- Central
- Cooling
- Central Air
- Construction
- Stucco, Frame, Block
- Property Tax (2025)
- $10,155/yr
- Assessed Value
- $565,455
- Last Sold
- $581,000 · Apr 6, 2021
- Neighborhood
- Cypress Cove
- County
- Hillsborough
- School District
- Hillsborough County Public Schools
Estimated Value
Automated estimate. Not an appraisal.
Features & Amenities
Bedrooms
- Bedrooms: 4
- Primary Bedroom Level: First
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Land Info
- Additional Parcels: No
- Lot Description: Unincorporated, Cul-De-Sac
- Lot Size Acres: 0.33
- Lot Size Square Feet: 14507
Utilities
- Sewer: Septic Tank
- Electricity Connected
- Water Connected
- Water Source: Public
Appliances
- Convection Oven
- Cooktop
- Dishwasher
- Dryer
- Microwave
- Range Hood
- Washer
- Laundry Features: Laundry Closet
Other Rooms
- Total Rooms: 3
- Living Room Level: First
Rental Info
- Lease Term: Minimum Lease: No Minimum
Pool and Spa
- Pool Features: Heated, In Ground, Salt Water
- Pool Private: Yes
Home Features
- View: Lake, Water
- Other Equipment: Private Yard
Interior Features
- Ceiling Fans(s)
- High Ceilings
- Open Floorplan
- Split Bedroom
- Stone Counters
- Thermostat
- Vaulted Ceiling(s)
- Furnished Description: Unfurnished
- Door Features: Sliding Door(s)
- Flooring: Carpet, Vinyl
Garage and Parking
- Attached Garage: Yes
- Garage Spaces: 2
Kitchen and Dining
- Kitchen Level: First
School Information
- Elementary School: Lutz-HB
- High School: Freedom-HB
- Middle School: Liberty-HB
Heating and Cooling
- Cooling Features: Central Air
- Fireplace Features: Living Room
- Heating Features: Central
- Heating: Yes
Other Property Info
- InLawSuite: Yes
- Annual Tax Amount: 10155
- Tax Block: 000000
- Source Listing Status: Active
- County: Hillsborough
- Directions: From US-41/N Nebraska Avenue, head east on Sunset Lane. Turn right onto Cypress Cove Road, then continue onto Cypress Cove Lane. The property is at the end of the cul-de-sac at 18200 Cypress Cove Lane, Lutz, FL 33549.
- Tax Year: 2025
- Ownership: Fee Simple
- Area: 33549 - Lutz
- Source Neighborhood: CYPRESS COVE
- Parcel Number: U132718ZZZ00000054530.0
- Public Survey Section: 13
- Subdivision: CYPRESS COVE
- Township: 27
- Zoning: RSC-4
- Property Subtype: Single Family Residence
Homeowners Association
- Association: No
- Calculated Total Monthly Association Fees: 0
Location
Lat 28.13613 · Lng -82.45623