$400,000

For sale

90520 Is••••• Loop (Sign up for 50 free credits to unlock)Sturgeon Lake, MN 55783

3Beds
1Baths
1,290Sq Ft Living
17,511Sq Ft Lot
1980Year Built

Property Description

Welcome to Sturgeon Island-a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1 1/2 hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.

Property Facts & Features

Property Type
Single Family
Status
For Sale
Listed
Jul 30, 2026
Price per Sq Ft
$310/sqft
ZIP Code
55783
Full Baths
1
Garage
4 spaces
Parking
Detached Garage, Multiple Garages, RV Access/Parking
Heating
Baseboard, Forced Air, In Floor Heating, Wood Stove
Construction
Block, Frame
Property Tax (2026)
$3,190/yr
Assessed Value
$413,900
County
Pine
School District
Moose Lake Public School District

Features & Amenities

Bedrooms

  • Bedrooms: 3

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Land Info

  • Additional Parcels Description: 0335539000
  • Additional Parcels: Yes
  • Lot Description: Accessible Shoreline, Irregular Lot, Tree Coverage - Medium
  • Lot Size Acres: 0.402
  • Lot Size Dimensions: 103x120x172x141, 107x190x61x178
  • Lot Size Square Feet: 17511

Utilities

  • Sewer: Holding Tank
  • Water Source: Well

Appliances

  • Microwave
  • Range
  • Refrigerator

Other Rooms

  • Bathrooms: Main Floor Full Bath
  • Basement Description: Concrete Block, Daylight/Lookout Windows, In-Floor Heat, Partially Finished, Storage Space, Sump Basket, Walkout

Interior Features

  • 3 BR on One Level
  • Main Floor Bedroom

Garage and Parking

  • Garage Spaces: 4
  • Parking Features: Detached Garage, Multiple Garages, RV Access/Parking
  • Garage Dimensions: 20x22, 30x45

Kitchen and Dining

  • Dining Room Features: Kitchen/Dining Room

School Information

  • High School District: Moose Lake

Heating and Cooling

  • Fireplace Features: Wood Stove
  • Heating Features: Baseboard, Forced Air, In-Floor Heating, Wood Stove
  • Heating Fuel: Electric, Propane, Wood
  • Heating: Yes
  • Number of Fireplaces: 1

Other Property Info

  • Annual Tax Amount: 3098
  • Source Listing Status: Active
  • County: Pine
  • Directions: From I 35 Sturgeon Lake exit, head east on County Road 46/Lakeland Road. Follow about 2 miles, turn left onto Sturgeon Island Road. Veer left onto Sturgeon Island road. Follow across the covered bridge & continue to Island Loop.
  • Tax Year: 2025
  • Source Neighborhood: Sturgeon Island
  • Parcel Number: 0335473000
  • Postal City: Sturgeon Lake
  • Postal Code Plus 4: 2332
  • Public Survey Range: 19
  • Public Survey Section: 16
  • Public Survey Township: 45
  • Subdivision: Sturgeon Island
  • Township: Windemere Twp
  • Zoning Description: Residential-Single Family
  • Property Subtype: (SF) Single Family

Homeowners Association

  • Association: No
  • Calculated Total Monthly Association Fees: 0

Building and Construction

  • Total Square Feet Living: 1290
  • Year Built: 1980
  • Building Exterior Type: Wood
  • Construction Materials: Block, Frame
  • Foundation Area: 990
  • Property Age: 46
  • Property Attached: No
  • Roof: Age Over 8 Years, Asphalt Shingles
  • Total Area Main: 990

Exterior and Lot Features

  • Other Structures: Pole Building, Shed - Storage
  • Patio And Porch Features: Deck
  • Road Frontage Type: County Road, Paved Streets
  • Deck: Yes

Waterfront and Water Access

  • Lake
  • Waterfront Feet: 172

Location

Lat 46.38474 · Lng -92.74214